personal picture of myself tammy pecht keller williams agent
Tammy Pecht
KELLER WILLIAMS REALTY
916-425-8305
clients1st@yahoo.com
CONTACT ME
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keller willams realty logo picture
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Keller Williams Realty
3001 Lava Ridge Ct  suite 100
Roseville Ca 95661
Tammy Pecht Realtor
916-425-8305
link to free mls homes for sale listings search
link to free mortgage calculator
link to loan modification information
link to free home evaluation
link to my listings of real estate
link to my listings of real estate
Here are a few of the
highlights of each of my other
pages

Whats my home worth page:
Free home evaluation form
About me page:
short bio of myself
Buyers and Sellers page:
do i qualify for 1st time home
buyers tax credit? home value
estimator current mortgage
rates mortgage IQ quiz
Loan calculator page:
loan calculator
Contact me page:
various ways to contact me
My listings page:
list of my current listings
Loan modification page:
information about home loan
modification
Request a listing page:
form to send me to request a
mls listing
Free home search page:
get your mls listings here free!!
link to what is a short sale page
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Before You Move

Use this helpful checklist as a reminder of the things you need to do before you move.

Book the movers:
You can choose to have the movers pack everything, or just the breakables, or you can pack yourself. It's a good idea to
obtain estimates from several different companies.


If you own your present home:
Arrange to have your gas, water, and electric meters read on the day you leave and have the bills forwarded to your new     
       address.
Have your oil tank read and filled before your sale closes, and provide a receipt to your legal professional if required.
If the water heater or furnace is rented, arrange for a transfer of the rental agreement to the purchaser.
Disconnect your telephone, cable TV, and water softener.

If you rent your present home:

Give necessary written notice to your landlord and make arrangements for the return of any monies you have on deposit.

At your new home:

Make arrangements for the gas and electric utilities, water softener, telephone and cable TV to be connected on the day
the   sale closes.

General:
Get "Change of Address" cards from the post office and send out well before moving day.
Have the post office forward your mail to your new address.
Cancel any contracted services and pre-authorized cheques.
Inform gardening, dry cleaning, garbage pick-up, newspapers, magazines, diaper and other home services. Arrange for   
        service at your new address.
Obtain a letter of introduction from your current branch to help establish new accounts. Transfer trust or bank accounts
and      securities.
Cancel or transfer social, athletic, civic, religious or business affiliations and memberships.
Arrange for transfer of medical, dental, prescription and optical records.
Change the address on your driver's license(s) effective the day of the move.
Collect all items out for cleaning, repair or storage. e.g. fur coats, dry cleaning.
Make special arrangements for the moving of perishables, such as plants.
Make special arrangements for the moving of your pets.
Dispose safely of all flammable liquids as it is illegal for movers to carry them.
An Important, Complicated Decision

Choosing the best moving company isn't easy. The moving industry's complicated, and to ensure you get a quality moving
company, you have to put in some legwork.

However, it's something you MUST do, because there ARE rogue movers out there that will take advantage of the
unsuspecting.

The good news: You can spot them.

In fact, if done right, finding and hiring a moving company can be a smooth, painless exercise, so long as you follow a few
basic steps and stay on your toes.

This article's your first step.

It outlines the major parts of the process of finding and hiring a mover, with links to other resources to help you with more
detailed information. It also comes with the Relocation.com Checklist – print it out and use it as a step by step guide to
hiring the right mover.

So let's get started.  
               
1. Look for mover names. Ask for recommendations from family and friends, check out the phone book for local movers,
and go to a Website that offers free quotes.

Don't assume that a big van line is your only option; there are plenty of quality independently-owned movers that can offer
you a great experience at a reasonable price.

2. Start calling. Don't get quotes over the phone; the only solid estimate is one that you get after you have a moving company
representative in your home looking at your stuff.

However, use this initial phone call as a good screen to to see if you're comfortable with the movers – ask about the
number of moves they make, whether they own their own equipment or contract out; how long they've been in business; and
whether they're a member of the American Moving and Storage Association. None of their answers should disqualify
movers, but they're a good way to give you a glimpse into the type of company you'll be working with.

After talking to a handful of companies, arrange for at least three in-home assessments so you can get accurate estimates
of how much your move will cost.

3. The in-home assessment Show the moving company EVERYTHING you plan to move. The more thorough you are in
detailing what has to be moved, the more accurate the estimate will be. (If you live alone in your home its always a good
idea to have someone there with you for the in home estimate, a friend, a neighbor etc.)

Also, let the estimator know about any factors at your home – or the home you're moving to – that could complicate the
move, like stairs to climb, which might add to the costs.

Remember: Disclose everything so there are no surprises at the end.

The in-home assessment is a good time to get a feel about the company you're thinking of hiring – a quality estimator
probably represents a quality company.  You should also get a lot of information about the company, because this interview
will form the backbone of your decision.

There are several factors that determine not only the price you will pay for your move but the quality of service you receive.
For example, some moving companies will negotiate for your business.

Above all, beware the low-ball offer. If an estimate is way out of whack compared to the others, it's probably too good to be
true – and you more likely you are to get hit up for more costs later by an unscrupulous mover.

4. The estimate. Now that you have the estimate, be sure you understand it completely. The documents you get from the
moving company should include the estimate, which could be a combined document that serves as your order for service
and your bill of lading – be sure to clarify with your moving company.

For an interstate move (generally known as a long-distance move), make sure the estimate has a description of the type
and quantity of goods you're shipping, the distance of the move, delivery dates, as well as any additional services you've
requested.

A local move estimate (generally under 50 miles, but it varies state by state) won't go by weight, but by hourly rate plus any
additional costs you'll be responsible for; an intrastate move over 50 miles will be based on weight. (This article describes
more in depth how a intrastate or local move is conducted.)

During the estimate process, you'll also be asked to consider valuation coverage to protect your goods. You are covered up
to the certain predetermined amount – and your existing insurance policies could cover you as well, be sure to ask your
agent – but it's barebones, so you might want more.

5. The Final Check. You've narrowed down your list of your movers; now you should check them out with the secretary of
state, the Better Business Bureau, and the Federal Motor Carrier Safety Administration to make sure the mover is licensed
and doesn't have any problems with unresolved complaints – it's easy to do it, plus you've come this far, so why not?

6. Choose your mover!
CHOOSING A MOVING COMPANY
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